AlsernFinance Tools

Alsern Finance Tools

Alsern Free Financial Tools Collection

Exact answers for budgeting, debt, savings and runway. Every calculation runs on your device.

5 calculators

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Budget Calculator (50/30/20)
Split take-home pay into needs, wants and savings with 50/30/20 or a custom split.
BudgetingRuns in browser
Debt Payoff Calculator (Snowball vs Avalanche)
Race snowball, avalanche and minimum-only plans to your debt-free date.
DebtRuns in browser
Savings Goal Calculator
Monthly amount needed by a target date, or the date your current pace gets you there.
SavingRuns in browser
Emergency Fund Calculator
Size your cash runway from 3 to 9 months based on your real risk factors.
SavingRuns in browser
Net Worth Calculator
Assets minus liabilities, with private on-device snapshots and history.
WealthRuns in browser